Hailey Hook, Lindsey Shaw, and Kelly Turner, while taking tennis lessons, are more focused on their teacher than the material. Their instructor sends them inside and has them beat up, and they make a deal to parading around without their underwear works.
When Kendra Spade's character Sheila Smith goes to visit a friend, the friend isn't present. Fortunately, Codey, the brother of her buddy, is nearby to allow Sheila access to the pool. Sheila chooses to undress completely in the pool when she believes no one is around. When Codey notices this and gets excited, he approaches Sheila to give her a quick holla. Before long, they are back inside having sex on the couch.